Fitzgerald Realty & Auctioneers
37601 Golden Beach Road
Charlotte Hall, MD 20622
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Realtor Equal Housing Opportunity
 
 
 
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Recommended DON’TS:

 

 

» DO NOT increase credit card balances and/or loan balances.

 

» DO NOT apply for additional or new credit or put balances on a paid credit card.

 

» DO NOT ignore late payment and/or collection notices that are received during the mortgage process.

 

» DO NOT purchase anything that is “same as cash” — it will show on the credit report as a new debt.

 

» DO NOT buy furniture, cars, or appliances on credit until after closing. 

 

» DO NOT lend money to family members, friends, etc. if it is needed for closing. 

 

» DO NOT store money at home, place it in a bank account so it can be documented as savings throughout the loan process and can qualify as assets on hand. 

 

» DO NOT have overdrafts on a checking account. 

 

» DO NOT quit or change jobs during the loan process.