Fitzgerald Realty & Auctioneers
37601 Golden Beach Road
Charlotte Hall, MD 20622
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Realtor Equal Housing Opportunity
 
 
 
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Term (Years)
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Recommended DO’S: 

 

 

» DO continue to make payments on time for current mortgages, cars, credit cards, etc.

 

» DO paper trail, document, and explain any large or unusual deposits or withdrawals into accounts (checking, savings, stock, etc.).

 

» DO keep pay stubs, bank statements, tax forms, etc., in case the lender needs to update the documentation prior to closing. 

 

» DO ask questions if something is unclear about the loan program, fees, and/or loan conditions.

 

» DO let the loan officer or mortgage broker know if anything changes.  For example; employment, income, assets, credit history, etc.   

 

» DO document that the earnest money deposit has cleared your account — obtain a copy of the cancelled check and/or the statement that reflects the funds have cleared.

 

» DO lock-in the interest rate, have homeowner’s insurance agent information available and provide updated documentation (pay stubs, bank statements, etc.) in a timely manner so as not to delay the closing.